2013년 11월 24일 일요일

About 'hope home health care'|... with Starbucks and doing home health care on the side of that, and then still being able to go out and perform, to give people a sense of reality and hope.







About 'hope home health care'|... with Starbucks and doing home health care on the side of that, and then still being able to go out and perform, to give people a sense of reality and hope.








So               this               health               care               thing               has               passed               and               while               the               opinions               on               this               matter               and               numerous               and               varied,               the               fact               is               that               we're               now               all               in               this               ship               together.

This               bill               affects               both               my               wife               and               myself               differently;               for               two               individuals               who've               both               used               the               health               care               our               parents,               college,               and               early               jobs               gave               us               enough,               our               opinions               around               the               dinner               table               about               this               matter               are               different               enough.

Like               all               couples               we               both               have               different               ideas               about               what               our               lives               are,               what               they               could               be,               and               what               they               will               become;               but               there               are               two               points               of               this               health               care               bill               specifically               which               would               impact               our               lives               immediately               if               they               went               into               effect               today.

Sec.

2301               Insurance               Reforms:               This               is               the               one               that               my               wife               was               tickled               to               learn               about.

Preexisting               conditions.

"For               group               health               plans,               prohibits               preexisting               condition               exclusions               in               2014;"               that's               the               exact               verbiage.

My               wife               has               generally               worked               in               positions               where               she               has               been               full               time               status               and               has               always               had               health               insurance.

This               is               partly               because               she               has               had               asthma               for               just               about               as               long               as               she               can               remember.

It               wasn't               diagnosed               until               she               was               4               and               she               has               always               taken               a               ventolin               rescue               inhaler               or               steroid               inhaler               over               that               time.
               However               every               time               she               needed               a               refill               for               her               inhaler;               the               same               inhaler               that               she's               taken               for               a               quarter               century,               she               would               have               to               make               an               appointment               with               her               doctor               and               get               a               prescription.

This               made               getting               her               refills               problematic.

Living               in               big               cities;               always               trying               to               be               available               for               our               craft;               time               is               of               the               essence.

Time               is               money.

Moreover,               the               taxed,               overworked,               understaffed,               doctors               offices               and               clinics               available               to               give               her               these               tests               made               even               getting               an               appointment               a               problem.
               I               could               always               tell               when               her               prescriptions               were               up               because               she               would               drag               out               her               last               inhaler               and               would               delay               taking               a               puff               when               she               really               needed               it.

When               my               wife               worked               for               The               Gap,               for               example,               every               time               she               needed               a               new               refill               it               would               have               to               be               done               with               a               new               doctor's               visit.

I'm               sure               if               her               medicine               suddenly               wasn't               working               anymore;               she               would               know               it               and               she               would               tell               her               doctor.

But               if               she's               always               been               fine               using               the               same               prescription               then               that               seems               like               a               good               enough               reason               to               keep               what               works.
               Sec.

1002:               For               myself,               I               have               been               off               the               junk               for               many               years               now.

I               had               to               take               a               prescription               medicine,               Tegretol,               for               a               lot               of               years.

Granted               I               was               in               a               coma               for               three               weeks,               but               my               brain               was               fine.

I               was               young               at               the               time               and               was               good               about               taking               my               meds               when               I               was               still               in               the               recovery               process.

But               as               my               neurologist               told               me               the               last               time               I               visited               him               four               years               ago;               "the               brain               is               a               powerful               thing."I               felt               fine;               my               doctor               told               me               the               risks               of               relapse               were               minimal               so               I               got               off               the               horse.
               In               truth               I               had               been               taking               my               meds               only               sporadically               for               years               and               only               around               when               I               had               my               annual               appointment.

So               I               went               back               to               being               the               young,               healthy,               sprightly               individual               I               had               always               imagined               I               was.

Granted               time               keeps               moving               but               health               insurance               is               really               expensive               and               I               have               been               working               freelance               since               2007;               I               couldn't               afford               health               insurance.

I               have               enough               trouble               paying               my               taxes               at               the               end               of               the               year.
               There               is               this               section               of               the               new               health               insurance               mandate;               "Sec.

1002.

Individual               responsibility."               I               studied               up               on               this               portion               and               the               "mandate"               that               President               Obama               had               been               talking               about               spells               it               out               thus:               "Modifies               the               assessment               that               individuals               who               choose               to               remain               uninsured               pay               in               three               ways."
               ...I'm               sorry,               what?

Pay?

So               it               seems;               get               it               or               get               taxed               on               it.

There               are               bottom               level               income               thresholds               but               the               basic               tax               looks               to               be               to               the               tune               of               $495               or               $750               a               year.

Granted               that's               not               a               lot               of               money               but               still               the               fact               that               I've               got               to               pay               anything               (it's               not               as               though               I'm               abusing               clinics               and               emergency               rooms               or               anything               like               that)               is               ludicrous.

My               hopes               are               that               whenever               this               penalty               does               kick               in               I               won't               be               still               freelancing,               but               what               does               this               mean               Barack               Obama?

When               will               I               begin               getting               taxed?

And               aren't               I               supposed               to               be               guaranteed               health               insurance?

The               statistics               for               the               unemployed               and               underemployed               in               America               are               still               quite               high;               what               about               them?

What               about               us?

If               you               really               are               looking               out               for               the               little               people               then               why               are               you               penalizing               those               who               can't               afford               health               insurance               or               don't               have               the               full               time               job               which               offers               it?
               I               would               hope               that               all               the               work               I've               done               to               this               point               would               be               for               something               but               I               know               that               I'm               going               to               have               to               make               something               of               my               life,               else               all               is               lost.

Now               even               my               wife               is               off               the               company               dole.

She               has               been               acting               as               her               primary               source               of               income               with               the               exception               of               a               three               month               period               for               the               last               year.

And               she               has               no               aims               to               stop               acting.

And               I               have               no               reason               to               ask               her               to               stop.

We're               still               young               and               reasonably               healthy               enough               that               this               health               care               fiasco               shouldn't               cause               too               much               worry.

At               the               same               time,               with               all               this               wrangling               in               Washington               DC               and               in               homes               and               families               around               America,               the               health               care               story               doesn't               appear               to               be               over               by               a               long               shot.
               Source:
               http://i2.cdn.turner.com/cnn/2010/images/03/18/section.analysis.pdf






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