2013년 11월 26일 화요일

오전 1:12

By Hazel Klick

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About 'home healthcare jobs'|...up and I don't risk losing my possessions. If I lost my job tomorrow I would have no worries. We will make it. Thanks to no one but...







About 'home healthcare jobs'|...up and I don't risk losing my possessions. If I lost my job tomorrow I would have no worries. We will make it. Thanks to no one but...








Ｒｉｓｉｎｇ               ｈｅａｌｔｈｃａｒｅ               ｃｏｓｔｓ               ａｒｅ               ａｆｆｅｃｔｉｎｇ               ｅｖｅｒｙｏｎｅ,               ａｎｄ               ｔｈｅ               ｔｒｅｎｄ               ｔｏ               ｉｎｃｒｅａｓｅ               ｃｏｓｔｓ               ｗｉｌｌ               ｌｉｋｅｌｙ               ｃｏｎｔｉｎｕｅ.

Ｆｉｎｄｉｎｇ               ｐｒａｃｔｉｃａｌ               ｗａｙｓ               ｔｏ               ｃｏｎｔａｉｎ               ｃｏｓｔｓ               ｃａｎ               ｂｅ               ｃｈａｌｌｅｎｇｉｎｇ               ｂｕｔ               ａｒｅ               ｂｅｎｅｆｉｃｉａｌ               ｉｎ               ｔｈｅ               ｌｏｎｇ               ｒｕｎ.

ＢＯＤＹ               
               Ｉｔ               ｉｓ               ｎｏ               ｓｅｃｒｅｔ               ｔｈａｔ               ｈｅａｌｔｈｃａｒｅ               ｃｏｓｔｓ               ｈａｖｅ               ｓｋｙｒｏｃｋｅｔｅｄ.

Ｃｏ-ｐａｙｓ               ｆｏｒ               ｏｆｆｉｃｅ               ｖｉｓｉｔｓ,               ｄｉａｇｎｏｓｔｉｃｓ               ａｎｄ               ｍｅｄｉｃａｔｉｏｎｓ               ａｒｅ               ｒｉｓｉｎｇ               ｔｏ               ｔｈｅ               ｐｏｉｎｔ               ｔｈａｔ               ｐａｔｉｅｎｔｓ               ｃｏｎｓｉｄｅｒ               ｏｍｉｔｔｉｎｇ               ｔｈｅ               ｍｅｄｉｃａｔｉｏｎ               ｊｕｓｔ               ｔｏ               ｓａｖｅ               ｃｏｓｔ.

Ａｃｃｏｒｄｉｎｇ               ｔｏ               Ｔｉｍｅ,               Ｉｎｃ.,               ａｓ               ｍａｎｙ               ａｓ               25               ｍｉｌｌｉｏｎ               Ａｍｅｒｉｃａｎ               ｃａｎｎｏｔ               ａｆｆｏｒｄ               ｔｈｅ               ｃｏ-ｐａｙｓ               ａｎｄ               ｏｔｈｅｒ               ｅｘｐｅｎｓｅｓ               ｎｏｔ               ｃｏｖｅｒｅｄ               ｂｙ               ｔｈｅｉｒ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ.

Ｔｈｉｓ               ｉｓ               ｅｓｐｅｃｉａｌｌｙ               ｔｒｕｅ               ｆｏｒ               ｔｈｅ               ｅｌｄｅｒｌｙ               ａｎｄ               ｏｔｈｅｒｓ               ｗｈｏ               ｍａｙ               ｂｅ               ｏｎ               ｆｉｘｅｄ               ｉｎｃｏｍｅｓ.

Ｈａｖｉｎｇ               ｔｈｅ               ｍｏｎｅｙ               ｔｏ               ｐａｙ               ｔｈｅ               ｃｏ-ｐａｙｓ               ａｎｄ               ｄｅｄｕｃｔｉｂｌｅｓ               ｃａｎ               ｂｅ               ａ               ｒｅａｌ               ｓａｃｒｉｆｉｃｅ               ｆｏｒ               ｔｈｅｍ.

Ｏｔｈｅｒｓ               ｄｏ               ｎｏｔ               ｃａｒｒｙ               ａｎｙ               ｈｅａｌｔｈｃａｒｅ               ｉｎｓｕｒａｎｃｅ               ａｔ               ａｌｌ,               ｍａｋｉｎｇ               ｔｈｉｓ               ａｎ               ｅｖｅｎ               ｍｏｒｅ               ｓｅｒｉｏｕｓ               ｐｒｏｂｌｅｍ               ｆｏｒ               ｔｈｅｍ               ｗｈｅｎ               ｔｈｅｙ               ｂｅｃｏｍｅ               ｉｌｌ.
               Ｍａｎｙ               ａｒｅ               ｒｅｌｕｃｔａｎｔ               ｔｏ               ｅｖｅｎ               ｓｅｅ               ａ               ｄｏｃｔｏｒ               ｊｕｓｔ               ｔｏ               ａｖｏｉｄ               ｔｈｅ               ｃｏｓｔｓ.

Ｕｎｆｏｒｔｕｎａｔｅｌｙ,               ｔｈｉｓ               ｈａｓ               ｌｅｄ               ｔｏ               ｕｎｔｒｅａｔｅｄ               ｏｒ               ｐｏｏｒｌｙ               ｔｒｅａｔｅｄ               ｍｅｄｉｃａｌ               ｃｏｎｄｉｔｉｏｎｓ               ａｎｄ               ｈａｓ               ｉｎｃｒｅａｓｅｄ               ｈｏｓｐｉｔａｌｉｚａｔｉｏｎｓ.

Ｔｈｅｒｅ               ａｒｅ               ｍａｎｙ               ｗａｙｓ               ｙｏｕ               ｃａｎ               ｈｅｌｐ               ｋｅｅｐ               ｙｏｕｒ               ｍｅｄｉｃａｌ               ｃｏｓｔｓ               ａｔ               ａ               ｍｉｎｉｍｕｍ.

Ｔｈｅｓｅ               ｗｉｌｌ               ｒｅｑｕｉｒｅ               ｓｏｍｅ               ｅｆｆｏｒｔ               ｏｎ               ｙｏｕｒ               ｐａｒｔ               ｂｕｔ               ｉｔ               ｗｉｌｌ               ｂｅ               ｗｏｒｔｈ               ｉｔ               ｉｆ               ｙｏｕ               ａｒｅ               ｄｅｔｅｒｍｉｎｅｄ               ｔｏ               ｌｏｗｅｒ               ｔｈｅ               ａｍｏｕｎｔ               ｙｏｕ               ｓｐｅｎｄ               ｏｎ               ｈｅａｌｔｈｃａｒｅ.
               1)               Ｂｅ               ｃｏｍｐｌｉａｎｔ               ｗｉｔｈ               ｙｏｕｒ               ｍｅｄｉｃａｌ               ｒｅｇｉｍｅ               
               Ｙｏｕ               ｍａｙ               ｈａｖｅ               ｏｎｌｙ               ｏｎｅ               ｍｅｄｉｃａｌ               ｃｏｎｄｉｔｉｏｎ               ｏｒ               ｓｅｖｅｒａｌ               ｂｕｔ               ｄｏｎ'ｔ               ｍａｋｅ               ｙｏｕｒｓｅｌｆ               ｓｉｃｋｅｒ               ｂｙ               ｎｏｔ               ｆｏｌｌｏｗｉｎｇ               ｙｏｕｒ               ｄｏｃｔｏｒ'ｓ               ｉｎｓｔｒｕｃｔｉｏｎｓ.

Ｃｏｍｐｌｙ               ｗｉｔｈ               ｔｈｅ               ａｄｖｉｃｅ               ｔｈｅ               ｄｏｃｔｏｒ               ｈａｖｅ               ｇｉｖｅｎ               ｙｏｕ.

Ｉｆ               ｍｅｄｉｃａｔｉｏｎｓ,               ｔｒｅａｔｍｅｎｔｓ               ａｎｄ               ｓｐｅｃｉａｌ               ｄｉｅｔｓ               ａｒｅ               ｏｒｄｅｒｅｄ               ｙｏｕ               ｎｅｅｄ               ｔｏ               ａｄｈｅｒｅ               ｔｏ               ｗｈａｔ               ｈａｓ               ｂｅｅｎ               ｐｒｅｓｃｒｉｂｅｄ.

Ｉｎ               ｔｈｅ               ｌｏｎｇ               ｒｕｎ,               ｂｅｉｎｇ               ｎｏｎ-ｃｏｍｐｌｉａｎｔ               ｗｉｌｌ               ｃｏｓｔ               ｙｏｕ               ｍｏｒｅ.
               2)               Ｋｎｏｗ               ｗｈａｔ               ｙｏｕｒ               ｈｅａｌｔｈｃａｒｅ               ｉｎｓｕｒａｎｃｅ               ｃｏｖｅｒｓ.

Ｉｔ'ｓ               ｉｍｐｏｒｔａｎｔ               ｔｏ               ｋｎｏｗ               ｗｈａｔ               ｉｓ               ａｎｄ               ｉｓ               ｎｏｔ               ｃｏｖｅｒｅｄ               ｕｎｄｅｒ               ｙｏｕｒ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ.

Ｄｏｎ'ｔ               ａｓｓｕｍｅ               ｔｈａｔ               ｅｖｅｒｙｔｈｉｎｇ               ｉｓ               ｐａｉｄ               ｆｏｒ.

Ｔｈｅｒｅ               ａｒｅ               ｍａｎｙ               ｄｉｆｆｅｒｅｎｔ               ｔｙｐｅｓ               ｏｆ               ｈｅａｌｔｈｃａｒｅ               ｐｌａｎｓ               ａｎｄ               ｔｈｅ               ｂｅｎｅｆｉｔｓ               ｔｈｅｙ               ｅｎｄｏｒｓｅ               ａｒｅ               ｊｕｓｔ               ａｒｅ               ｖａｒｉｅｄ.

Ｎｏｔ               ａｌｌ               ｍｅｄｉｃａｔｉｏｎｓ,               ｔｅｓｔｓ               ａｎｄ               ｓｅｒｖｉｃｅｓ               ａｒｅ               ｃｏｖｅｒｅｄ               ｕｎｄｅｒ               ａｌｌ               ｐｏｌｉｃｉｅｓ.

Ｗｈｅｎ               ｙｏｕ               ａｒｅ               ｂｉｌｌｅｄ,               ｃｈｅｃｋ               ｔｈｅ               ｂｉｌｌ               ｃａｒｅｆｕｌｌｙ.

Ｉｔ               ｍａｙ               ｌｏｏｋ               ｃｏｍｐｌｅｘ               ｔｏ               ｙｏｕ               ｂｕｔ               ｉｆ               ｃｈａｒｇｅｓ               ａｒｅ               ｔｈｅｒｅ               ｔｈａｔ               ｙｏｕ               ｄｏｎ'ｔ               ｕｎｄｅｒｓｔａｎｄ               ｙｏｕ               ｈａｖｅ               ａ               ｒｉｇｈｔ               ｔｏ               ｃａｌｌ               ａｎｄ               ａｓｋ               ｆｏｒ               ａｎ               ｅｘｐｌａｎａｔｉｏｎ.

Ｓｔａｙ               ｉｎ               ｎｅｔｗｏｒｋ               ｉｆ               ｙｏｕ               ａｒｅ               ｒｅｆｅｒｒｅｄ               ｔｏ               ａ               ｓｐｅｃｉａｌｉｓｔ,               ａｓ               ｍｏｓｔ               ｉｎｓｕｒａｎｃｅｓ               ｃｈａｒｇｅ               ｍｏｒｅ               ｆｏｒ               ｏｕｔ-ｏｆ-ｎｅｔｗｏｒｋ               ｐｈｙｓｉｃｉａｎｓ.
               3)               Ｂｅ               ｉｎｑｕｉｓｉｔｉｖｅ.

Ｉｆ               ｔｈｅ               ｐｈｙｓｉｃｉａｎ               ｇｉｖｅｓ               ｙｏｕ               ａ               ｎｅｗ               ｍｅｄｉｃａｔｉｏｎ,               ａｓｋ               ｗｈａｔ               ｉｔ               ｉｓ               ｆｏｒ.

Ｌｅａｒｎ               ｔｈｅ               ｎａｍｅｓ               ｏｆ               ｔｈｅ               ｄｒｕｇｓ               ｙｏｕ               ａｒｅ               ｔａｋｉｎｇ               ａｎｄ               ｋｎｏｗ               ｗｈａｔ               ｓｉｄｅ               ｅｆｆｅｃｔｓ               ｍｉｇｈｔ               ｂｅ               ｅｘｐｅｃｔｅｄ.

Ａｌｓｏ               ａｓｋ               ａｂｏｕｔ               ｔｈｅ               ｓｐｅｃｉｆｉｃｓ               ｏｆ               ｄｉａｇｎｏｓｔｉｃ               ｔｅｓｔｓ.

Ｂｅ               ｓｕｒｅ               ｙｏｕ               ｈａｖｅ               ａ               ｇｏｏｄ               ｕｎｄｅｒｓｔａｎｄｉｎｇ               ｏｆ               ｗｈｙ               ｔｈｅ               ｔｅｓｔ               ｗａｓ               ｏｒｄｅｒｅｄ.

Ａｓｋ               ｔｈｅ               ｄｏｃｔｏｒ               ｉｆ               ｉｔ'ｓ               ｒｅａｌｌｙ               ｎｅｅｄｅｄ               ａｎｄ               ｗｈｅｔｈｅｒ               ｓｏｍｅ               ｃｈｅａｐｅｒ               ｏｒ               ａｌｔｅｒｎａｔｉｖｅ               ｆｏｒｍ               ｏｆ               ｔｒｅａｔｍｅｎｔ               ｃｏｕｌｄ               ｂｅ               ｕｓｅｄ               ｉｎｓｔｅａｄ.
               4)               Ｓａｖｅ               ｔｈｅ               ｅｍｅｒｇｅｎｃｙ               ｄｅｐａｒｔｍｅｎｔ               ｆｏｒ               ｔｒｕｅ               ｅｍｅｒｇｅｎｃｉｅｓ.

Ｍａｎｙ               ｐｅｏｐｌｅ               ｇｏ               ｔｈｅ               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍ               ｗｈｅｎ               ｔｈｅｙ               ｓｈｏｕｌｄｎ'ｔ.

Ａｃｃｏｒｄｉｎｇ               ｔｏ               Ｂｅｓｔ               Ｍｅｄｉｃａｌ               Ｃａｒｅ,               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍｓ               ａｒｅ               ｅｘｐｅｎｓｉｖｅ               ａｎｄ               ｕｎｓｕｉｔａｂｌｅ               ｆｏｒ               ｎｏｎ-ｅｍｅｒｇｅｎｔ               ｐｒｏｂｌｅｍｓ.

Ｕｐ               ｔｏ               90               ｐｅｒｃｅｎｔ               ｏｆ               ｐａｔｉｅｎｔｓ               ｓｅｅｎ               ｉｎ               ｔｈｅ               ｅｍｅｒｇｅｎｃｙ               ｄｅｐａｒｔｍｅｎｔ               ａｒｅ               ｔｈｅｒｅ               ｆｏｒ               ｃｏｎｄｉｔｉｏｎｓ               ｔｈａｔ               ｃｏｕｌｄ               ａｐｐｒｏｐｒｉａｔｅｌｙ               ｂｅ               ｃａｒｅｄ               ｆｏｒ               ｉｎ               ｔｈｅ               ｄｏｃｔｏｒ'ｓ               ｏｆｆｉｃｅ,               ａ               ｃｌｉｎｉｃ               ｏｒ               ｕｒｇｅｎｔ               ｃａｒｅ               ｃｅｎｔｅｒ.

Ｙｏｕｒ               ｉｎｓｕｒａｎｃｅ               ｍｉｇｈｔ               ｒｅｆｕｓｅ               ｔｏ               ｐａｙ               ｆｏｒ               ｎｏｎ-ｅｍｅｒｇｅｎｔ               ｔｒｉｐｓ               ｔｏ               ｔｈｅ               ｅｍｅｒｇｅｎｃｙ               ｒｏｏｍ               ａｎｄ               ｌｅａｖｅ               ｙｏｕ               ｒｅｓｐｏｎｓｉｂｌｅ               ｆｏｒ               ｔｈｏｓｅ               ｃｈａｒｇｅｓ.
               5)               Ｃｈａｎｇｅ               ｙｏｕｒ               ｈａｂｉｔｓ.

Ｉｔ               ｉｓ               ｎｏ               ｓｅｃｒｅｔ               ｔｈａｔ               ｓｕｃｈ               ｔｈｉｎｇｓ               ａｓ               ｓｍｏｋｉｎｇ,               ｄｒｉｎｋｉｎｇ,               ｏｖｅｒｅａｔｉｎｇ,               ｅｘｃｅｓｓｉｖｅ               ｓｕｇａｒ               ａｎｄ               ｓａｌｔ               ｉｎ               ｙｏｕｒ               ｄｉｅｔ               ａｎｄ               ｌａｃｋ               ｏｆ               ｅｘｅｒｃｉｓｅ               ｃａｎ               ａｌｌ               ｃｏｎｔｒｉｂｕｔｅ               ｔｏ               ａｄｖｅｒｓｅ               ｈｅａｌｔｈ               ｐｒｏｂｌｅｍｓ.

Ｉｔ               ｉｓ               ｙｏｕｒ               ｃｈｏｉｃｅ               ｗｈｅｔｈｅｒ               ｙｏｕ               ｗｉｓｈ               ｔｏ               ｃｏｎｔｉｎｕｅ               ｗｉｔｈ               ｈａｂｉｔｓ               ｔｈａｔ               ｍａｙ               ｓｈｏｒｔｅｎ               ｙｏｕｒ               ｌｉｆｅ.

Ｃｅｒｔａｉｎｌｙ,               ｗｈｅｎ               ｉｔ               ｃｏｍｅｓ               ｔｏ               ｔｈｅ               ｍｏｎｅｔａｒｙ               ｅｎｄ               ｏｆ               ｉｔ,               ｙｏｕ               ｗｉｌｌ               ｐａｙ               ｍｏｒｅ               ｆｏｒ               ｔｈｅ               ｉｌｌｎｅｓｓｅｓ               ｔｈａｔ               ｒｅｓｕｌｔ               ｆｒｏｍ               ｔｈｅｓｅ               ｈａｂｉｔｓ.

Ｈａｂｉｔｓ               ａｒｅ               ｈａｒｄ               ｔｏ               ｂｒｅａｋ,               ｂｕｔ               ｎｏｔ               ｉｍｐｏｓｓｉｂｌｅ.

Ｗｏｒｋ               ｏｎ               ｏｎｅ               ａｔ               ａ               ｔｉｍｅ               ａｎｄ               ｄｅｔｅｒｍｉｎｅ               ｔｏ               ｉｍｐｒｏｖｅ               ｙｏｕｒ               ｈｅａｌｔｈ               ｂｙ               ｉｍｐｒｏｖｉｎｇ               ｙｏｕｒ               ｌｉｆｅｓｔｙｌｅ.
               6)               Ｋｅｅｐ               ｙｏｕｒ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｃｕｒｒｅｎｔ.

Ａｓ               ｍｕｃｈ               ａｓ               ｐｏｓｓｉｂｌｅ,               ｓｔａｙ               ｉｎｓｕｒｅｄ.

Ｆｏｒ               ａｓ               ｅｘｐｅｎｓｉｖｅ               ａｓ               ｃｏ-ｐａｙｓ               ｃａｎ               ｂｅ,               ｉｔ'ｓ               ｍｕｃｈ               ｍｏｒｅ               ｃｏｓｔｌｙ               ｔｏ               ｐａｙ               ｅｖｅｒｙｔｈｉｎｇ               ｏｕｔ               ｏｆ               ｐｏｃｋｅｔ.

Ｉｆ               ｃｈａｎｇｉｎｇ               ｊｏｂｓ               ｃｈｅｃｋ               ｈｏｗ               ｌｏｎｇ               ｔｈｅ               ｗａｉｔｉｎｇ               ｐｅｒｉｏｄ               ｗｉｌｌ               ｂｅ               ｂｅｆｏｒｅ               ｙｏｕｒ               ｎｅｗ               ｉｎｓｕｒａｎｃｅ               ｇｏｅｓ               ｉｎｔｏ               ｅｆｆｅｃｔ               ａｎｄ               ｃｏｎｓｉｄｅｒ               ｃｏｎｔｉｎｕｉｎｇ               ｙｏｕｒ               ｉｎｓｕｒａｎｃｅ               ｕｎｄｅｒ               ｔｈｅ               Ｃｏｎｓｏｌｉｄａｔｅｄ               Ｏｍｎｉｂｕｓ               Ｂｕｄｇｅｔ               Ｒｅｃｏｎｃｉｌｉａｔｉｏｎ               Ａｃｔ               (ＣＯＢＲＡ).

Ａｌｔｈｏｕｇｈ               ｔｈｅ               ｍｏｎｔｈｌｙ               ｐｒｅｍｉｕｍ               ｍａｙ               ｂｅ               ｈｉｇｈ,               ｙｏｕ               ｗｉｌｌ               ａｔ               ｌｅａｓｔ               ｈａｖｅ               ｈｅａｌｔｈｃａｒｅ               ｃｏｖｅｒａｇｅ               ｉｆ               ｙｏｕ               ｂｅｃｏｍｅ               ｉｌｌ.

Ｍａｎｙ               ｅｍｐｌｏｙｅｒｓ               ｎｏｗ               ａｌｌｏｗ               ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｐｏｌｉｃｉｅｓ               ｔｏ               ｂｅｃｏｍｅ               ｅｆｆｅｃｔｉｖｅ               ｍｏｒｅ               ｑｕｉｃｋｌｙ               ｗｈｉｃｈ               ｗｏｕｌｄ               ｈｅｌｐ               ｓｈｏｒｔｅｎ               ｔｈｅ               ｌｅｎｇｔｈ               ｏｆ               ｔｉｍｅ               ｆｏｒ               ｐａｙｉｎｇ               ｔｈｅ               ＣＯＢＲＡ               ｐｒｅｍｉｕｍｓ.

Ｆｏｒ               ｍｏｒｅ               ｉｎｆｏｒｍａｔｉｏｎ               ｒｅｇａｒｄｉｎｇ               ＣＯＢＲＡ,               ｃｌｉｃｋ               ｈｅｒｅ               ｆｏｒ               ｔｈｅ               ＣＯＢＲＡ               ＦＡＱ               Ｓｈｅｅｔ.
               7)               Ｇｏ               ｇｅｎｅｒｉｃ.

Ｍａｎｙ               ｐａｔｉｅｎｔ               ｂａｌｋ               ａｔ               ｔａｋｉｎｇ               ｇｅｎｅｒｉｃ               ｄｒｕｇｓ               ｂｕｔ               ｔｈｅｓｅ               ｃａｎ               ｓａｖｅ               ｙｏｕ               ａ               ｌｏｔ               ｏｆ               ｍｏｎｅｙ.

Ａｃｃｏｒｄｉｎｇ               ｔｏ               ｔｈｅ               Ｆｏｏｄ               ａｎｄ               Ｄｒｕｇ               Ａｄｍｉｎｉｓｔｒａｔｉｏｎ               (ＦＤＡ),               ｇｅｎｅｒｉｃｓ               ｈａｖｅ               ｔｏ               ｍｅｅｔ               ｔｈｅ               ｓａｍｅ               ｓｔａｎｄａｒｄｓ               ａｓ               ｄｏ               ｂｒａｎｄ               ｎａｍｅ               ｄｒｕｇｓ.

Ａ               ｔｙｐｉｃａｌ               ｓａｖｉｎｇｓ,               ａｃｃｏｒｄｉｎｇ               ｔｏ               ａｎ               ＩＭＳ               Ｐｒｅｓｃｒｉｐｔｉｏｎ               Ａｕｄｉｔ,               ｃｏｕｌｄ               ｂｅ               $6               ｆｏｒ               ａ               ｇｅｎｅｒｉｃ               ａｓ               ｃｏｍｐａｒｅｄ               ｔｏ               $29               ｆｏｒ               ｔｈｅ               ｓａｍｅ               ｂｒａｎｄ               ｎａｍｅ               ｄｒｕｇ.
               8)               Ｌｏｏｋ               ｆｏｒ               ｄｉｓｃｏｕｎｔｓ               ｆｏｒ               ｙｏｕｒ               ｄｒｕｇｓ.

Ｉｆ               ｙｏｕ               ｔａｋｅ               ｃｅｒｔａｉｎ               ｍｅｄｉｃａｔｉｏｎｓ               ｏｎ               ａ               ｒｅｇｕｌａｒ               ｂａｓｉｓ               ｙｏｕ               ｃａｎ               ｒｅｑｕｅｓｔ               ｔｈａｔ               ｙｏｕｒ               ｄｏｃｔｏｒ               ｗｒｉｔｅ               ｙｏｕ               ａ               ｐｒｅｓｃｒｉｐｔｉｏｎ               ｆｏｒ               ａ               3-ｍｏｎｔｈ               ｓｕｐｐｌｙ               ｏｆ               ｍｅｄｉｃａｔｉｏｎ.

Ｔｈｉｓ               ｉｓ               ｃｈｅａｐｅｒ               ｔｈａｎ               ｔｈｅ               ｔｙｐｉｃａｌ               ｍｏｎｔｈｌｙ               ｒｅｆｉｌｌ.

Ａｎｏｔｈｅｒ               ａｄｖａｎｔａｇｅ               ｏｆ               ｔｈｅ               3-ｍｏｎｔｈ               ｒｅｆｉｌｌ               ｉｓ               ｔｈａｔ               ｙｏｕ               ｏｎｌｙ               ｈａｖｅ               ｔｏ               ｐａｙ               ｔｈｅ               ｃｏ-ｐａｙ               ｏｎｃｅ               ｉｎｓｔｅａｄ               ｏｆ               ｔｈｒｅｅ               ｔｉｍｅｓ.


               Ｓｏｍｅ               ｐｅｏｐｌｅ               ａｌｓｏ               ｓａｖｅ               ｍｏｎｅｙ               ｂｙ               ｏｒｄｅｒｉｎｇ               ｔｈｅｉｒ               ｍｅｄｉｃａｔｉｏｎｓ               ｏｎｌｉｎｅ               ｏｒ               ｂｙ               ｕｓｉｎｇ               ａ               ｍａｉｌ               ｏｒｄｅｒ               ｓｅｒｖｉｃｅ.

Ｔｈｉｓ               ｓａｖｅｓ               ｔｉｍｅ               ｏｎ               ｇｏｉｎｇ               ｔｏ               ｂａｃｋ               ａｎｄ               ｆｏｒｔｈ               ｔｏ               ｔｈｅ               ｄｒｕｇｓｔｏｒｅ               ｅａｃｈ               ｍｏｎｔｈ.
               9)               Ｕｓｅ               ｈｏｍｅ               ｒｅｍｅｄｉｅｓ               ａｓ               ｍｕｃｈ               ａｓ               ｐｏｓｓｉｂｌｅ.

Ｒｅａｄ               ｕｐ               ｏｎ               ｔｈｉｎｇｓ               ｙｏｕ               ｃａｎ               ｄｏ               ｆｏｒ               ｙｏｕｒｓｅｌｆ               ｔｈａｔ               ｗｏｕｌｄ               ｂｅ               ａｓ               ｂｅｎｅｆｉｃｉａｌ               ａｓ               ｏｖｅｒ-ｔｈｅ-ｃｏｕｎｔｅｒ               ｄｒｕｇｓ.

Ｈｅｒｂａｌ               ｓｕｐｐｌｅｍｅｎｔｓ               ａｎｄ               ｏｔｈｅｒ               ｈｏｍｅ               ｒｅｍｅｄｉｅｓ               ｍａｙ               ｂｅ               ｑｕｉｔｅ               ｈｅｌｐｆｕｌ               ｔｏ               ｙｏｕ               ｆｏｒ               ｓｏｍｅ               ｃｏｎｄｉｔｉｏｎｓ.

Ｎｏｔ               ｏｎｌｙ               ａｒｅ               ｔｈｅｙ               ｃｈｅａｐｅｒ               ｂｕｔ               ｏｆｔｅｎ               ｄｏ               ｎｏｔ               ｈａｖｅ               ｔｈｅ               ｓｉｄｅ               ｅｆｆｅｃｔｓ               ｔｈａｔ               ｐｒｅｓｃｒｉｐｔｉｏｎ               ｄｒｕｇｓ               ｍａｙ               ｈａｖｅ.
               Ｓｏｕｒｃｅｓ:               
               Ｈｅａｌｔｈ               ｉｎｓｕｒａｎｃｅ               ｒｅｓｏｕｒｃｅ               ｃｅｎｔｅｒ:               "Ｒｅｄｕｃｅ               ｙｏｕｒ               ｈｅａｌｔｈ               ｃａｒｅ               ｃｏｓｔｓ"               
               Ｔｉｍｅ,               Ｉｎｃ.:               "Ｆｏｒ               ｓｅｎｉｏｒｓ,               ｈｉｇｈｅｒ               ｃｏｐａｙｓ               ｍａｙ               ｈａｖｅ               ｈｉｄｄｅｎ               ｃｏｓｔｓ"               
               Ｕｎｉｔｅｄ               Ｓｔａｔｅｓ               Ｄｅｐａｒｔｍｅｎｔ               ｏｆ               Ｌａｂｏｒ:               "Ｆａｃｔ               Ｓｈｅｅｔ:               Ｃｏｎｓｏｌｉｄａｔｅｄ               Ｏｍｎｉｂｕｓ               Ｂｕｄｇｅｔ               Ｒｅｃｏｎｃｉｌｉａｔｉｏｎ               Ａｃｔ               (ＣＯＢＲＡ)"






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